Joe Charalambous

Spear’s Review

Joe Charalambous founded TPC Art Finance in 2017 after recognising that there was a gap in the art finance market for clients who were seeking loans between $250,000 and $10 million – essentially a service for those who do not necessarily fit a private bank model but who are still keen HNW collectors.

He tells Spear’s he puts a ‘huge emphasis’ on client relationships and maintaining long-term partnerships. ‘It's more like a family office feeling than a bank feeling,’ he says. Clients also appreciate the firm’s easy lending process – which takes on average two weeks – and typically use funds to purchase more art to enhance their collections, supporting the art market as a result. If circumstances allow, Charalambous adds, art held during the loan duration can be consigned to museums or galleries, thus increasing the accessibility of art held in private collections to the public.