Ben Stern

Spear’s Review

Ben Stern, a partner and head of family office services at Lincoln Private Investment Office, says that Lincoln’s ‘independence and alignment’ resonate with his HNW client base, who are increasingly looking to work with a firm that shares their values.

Named HNW Wealth Manager of the Year at the 2024 Spear’s Awards, Stern explains that shareholders of the firm are clients themselves. ‘Everyone at Lincoln invests all their own liquid wealth in the same portfolios and investments they manage for their clients.’

In his work with family offices, Stern has seen wealth and investment structuring come to the fore as a client priority alongside having the right investment strategy. ‘It’s something that’s incredibly important to clients in the current environment – making sure that they are structured as tax-efficiently as possible.’

Adviser Profile

Ben Stern is a Partner, Adviser and Head of Private Office Services at Lincoln. The business is owned by the team and a small number of clients, meaning shareholders care about exceptional service and investment performance, rather than driving profits at the expense of clients. Ben’s future goals remain the same as his starting goals, to look after his current clients as well as he possibly can. He aims to provide an excellent client experience and wants our clients to feel as connected to Lincoln as possible. In his role as Head of Private Office Services, Ben leads the comprehensive approach taken by Lincoln to ensure that all aspects of their financial circumstances and requirements are considered.

Lincoln’s focus is on investment management, centred on two key services: Discretionary and Advisory. Ben believes that the core of clients’ wealth should be managed in a transparent and easily accessible manner within a Discretionary portfolio. Lincoln’s strength is in truly understanding their clients and building a long-term asset allocation that is personal to them. Lincoln also offers high-quality Alternative investments on an advisory basis, which presents the opportunity for further diversification. As part of the wider Private Office Services led by Ben, Lincoln helps clients with a range of connected services. At the centre of this is Wealth Planning, as Ben and the team believe it is important that clients have a strategy in place that is optimal from a tax and structuring perspective.

To increase alignment with clients, Lincoln requires all team members to invest their own money alongside. Ben says, ‘With our own assets committed, we remain focused in a way that few other wealth management businesses are.’

Rank: Top Recommended