Josh Matthews

Spear’s Review

Josh Matthews, a former Citi director and winner at the Spear’s Awards, co-founded MASECO in 2008. The wealth management firm offers advice and services to affluent US families living in the UK – and beyond – who have cross-border financial needs.

MASECO also provides investment management and financial planning services to Americans resident in the US who seek a more global perspective. ‘Working with Americans is complex because they’re taxed globally by the US irrespective of residency,’ Matthews says. ‘We’re very well set up to invest wealth in a rational and tax-efficient manner, tailored for Americans in the UK.’

Dubbed a ‘creative thinker’ by peers, Matthews spearheaded the drive to make MASECO the UK’s first B Corp in financial services, which he achieved in 2013. This deep focus on his employees and their welfare ‘has become a very strong part of who we are, our identity’, he says.

Adviser Profile

Josh is an award-winning wealth manager (honoured by Citywealth in 2020 and Spear’s in 2019 and 2023) and co-founder of MASECO Private Wealth, which was established in 2008. 

Under Josh’s co-leadership, MASECO revolutionised the wealth management industry by becoming the first firm to leverage a US platform, deliver US tax reporting, introduce tax-efficient US mutual funds for UK residents, achieve dual US and UK regulation, and establish itself as the first discretionary fund manager for Americans in the UK. Further demonstrating his pioneering spirit, Josh led MASECO to become the first financial UK B Corp, underscoring its commitment to responsible business practices. In the same year, he successfully lobbied the FCA (UK Regulator) to create a carve-out for US families, allowing them to continue investing in US mutual funds. 

Josh and MASECO have transformed the relationship between US and UK families and their global wealth through the implementation of tax-efficient strategies, academically driven investment theory and proprietary cross-border products. 

Prior to founding MASECO, Josh led the US expat team at Citibank in London and began his career with Salomon Smith Barney in New York. He is a trusted expert in assisting high-net-worth American and international families in achieving financial peace of mind by providing guidance on financial structuring and investments. 

Regulated in both the UK and the USA, Josh is also the architect of the award-winning MASECO Alternative Income Fund, which focuses on private market investments that are non-correlated to traditional capital markets. Beyond his professional accomplishments, Josh is devoted to his family, philanthropy and athletics, particularly ice hockey and skiing.