Spear’s Review

James Spencer is the head of the private client team at Bartlett, where he specialises in advising high-net-worth individuals on risk management and insurance solutions.

With a background in prime property sales and consultancy, Spencer brings a deep understanding of HNW clients’ needs to his insurance practice. Focused on insuring luxury household items, boats, aircraft, horses and second or third homes, he offers tailored, low-hassle solutions for a time-poor clientele.

‘It is not a postbox, transactional firm; we are entwined with clients and committed to understanding their lifestyle,’ he tells Spear’s. Spencer adds that he prioritises face-to-face relationships to build trust and ensure every policy reflects the client’s world.