Raquel Santos Silva

Spear’s Review

Raquel Santos Silva, a partner at Bedrock, started out as an investment banker but was drawn to wealth management because it allowed her to combine her interest in financial markets with her desire to work with people. 

Born in Portugal, Santos Silva worked at Morgan Stanley in London and Santander in Lisbon, and did an MBA at Columbia before joining Goldman Sachs, where her role encompassed investment banking and wealth management. She graduated to pure wealth management in 2013 when she joined Pictet in London.

‘A good wealth manager needs to be solutions-driven, not product-driven,’ she says. There’s one thing Santos Silva’s clients all have in common, she says: ‘They want sophisticated, tactical ideas.’

Adviser Profile

Raquel is a trusted adviser to UHNW families with ties to the UK and Portugal, specialising in complex, cross-border wealth. She works with clients whose assets range from hundreds of millions to several billions, delivering endowment-style strategies and access to top-tier public and private markets.

Acting as OCIO to major family offices, she provides institutional oversight, cost efficiency and portfolio construction. A tactical partner to clients, she brings cutting-edge solutions and a strategic presence.

She leads Bedrock’s Female Principals Series, supporting rising female leaders transitioning into family office roles. Raquel has also lectured regularly at INSEAD and UCP on investment strategies.