Tim Searle

Spear’s Review

Tim Searle, founder and chairman of HNWTAX, has been advising international high-net-worth individuals on estate and tax mitigation planning for 30 years.

In recent years, changes to UK tax laws have ushered in significant changes to the ways international investors are structuring their wealth. ‘[Holding assets] through an offshore company [used to] mitigate capital gains and your inheritance taxes. That’s no longer the case,’ he tells Spear’s.

In lieu of succession planning strategies, some of his clients choose to explore life insurance options when considering their tax mitigation. ‘The insurance policy pays the tax bill when it happens. I broker those kind of insurance policies,’ he says.