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Wealth & Investing

P2P Lenders

Asset class

Alternative assets

Sector focus

Investments and Asset Management

Retail Banking and Lending


Rhydian Lewis


Rhydian Lewis founded RateSetter in 2010 to make better returns accessible to ordinary investors and to make interest rates more transparent. The firm operates as an exchange, with investors on one side and individuals and businesses borrowing on the other. To manage risk, Lewis pioneered the use of a Provision Fund, which provides an efficient form of diversification for investors and a high level of predictability. Lewis tells Spear’s that RateSetter’s Provision Fund has a 100 per cent track record of delivering the predicted returns, and is a model that has been adopted by others in the industry. More than £3 billion has been lent through RateSetter so far. The platform has more than 50,000 investors and 320,000 borrowers.

Rank: Top Recommended

Top Recommended 2021, P2P Lenders

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